Foreclosure Defense: Process Servers Allegedly Filing False Affidavits

Recent reports indicate that approximately 462,339 foreclosure cases were pending in Florida as of June 30. Following Ally Financial, Bank of America, JP Morgan Chase, and PNC Bank foreclosure moratoriums, Wells Fargo’s settlement of misleading marketing charges, and Attorney General’s investigation into flawed foreclosure practices in Florida Default Law Group, The Law Offices of David …

The Art of Impressing Women: Proven Techniques on How to Attract and Impress Women

For us men, it is easy to think that women will not go after us unless we have a special talent. But as Erika Jong said, “Everyone has talent. What’s rare is the courage to follow talent to the dark place it leads to.” It’s true: we all have talents. Think for a moment about …

Shri Ram Global School: one of the best creative schools

A child can excel in his studies or be brilliant in playing sports. But acquiring creativity is the most difficult and depends on many things. We value creativity in music, technology, art, entertainment, etc. Creativity is desired because it embellishes each presentation and makes it easier for us to understand. Creativity depends on the imaginative …

Are your loan officers employees or independent contractors?

Many mortgage lenders / brokers treat their loan officers (who are their salespeople) like independent contractors. Those loan officers are paid a commission based on the successful financing of a loan. Mortgage lenders / brokers pay loan officers when each transaction closes or periodically. The amount paid to the loan officer does not contain any …