The recent economic downturn within the global community and slow economic recovery locally have perpetuated a sharp rise in the cost of living across the board, hitting lower-middle income groups especially hard. This has perpetuated the recent increase in union action in relation to the compensation and benefits attached to it. For many years, the …
What kitchen design works best for you?
When considering a home improvement project to remodel your kitchen, you need to determine which of the four basic floor plans will work best for you. There are several floor plans that you can use in your kitchen redesign. You should look at the pictures of each one and notice how functional one of them …
The recession is over for real estate development
As a professional engineer, I am involved in residential and commercial real estate development projects often early on, performing due diligence to see if a development project is feasible or not. This keeps me up to date on what is happening in land development. It was evident from the end of 2007 and throughout 2008 …
Build your credit without using credit
Getting a decent interest rate on a home or car loan depends on having a good credit score. Even rental or employment applications depend on credit. The ladder is to pay the wazoo in down payments, security deposits, etc. While you need a good credit history to make your mark with creditors, you don’t need …
Signs of a bad neighborhood
One of the first steps in buying a home is learning to recognize the signs of a bad neighborhood. A bad neighborhood, or one that is in decline, will limit your home’s appreciation in value, increase your chances of becoming a crime victim, and affect your entire way of life. Some bad neighborhood signs are …
God and Gays – Make Up Your Mind (Part 6)
All of these things [trials, temptations, tribulations] They are wonderful opportunities to confirm or deny our commitment to Christ. It is an opportunity to defy temptation and stand up for what is right, despite peer pressure (Matthew 10:32-33). We can make things easier or harder for ourselves. Either you are totally convinced that God’s way …
Marriott Fairway Villas Timeshare Review
Across the bay from Atlantic City, you’ll find the majestic Marriott’s Fairway Villas resort nestled among natural forests. Marriott’s Fairway Villas offers a complete vacation getaway in Galloway, New Jersey with easy access to the excitement of Atlantic City and just a short drive from the coastal charm of Cape May. All the action of …
The best retirement income for 2021
There are two types of income you can have (according to the IRS). That is active (or earned) income or passive (unearned) income. The difference is in how it is obtained and how it is taxed How to earn money in retirement Active income is money you exchange your work for. I do it part …
Ten (10) reasons to work with a commercial buyers agent
Looking to buy commercial real estate for your business or as an investment? The following are ten (10) reasons to seriously consider using a commercial real estate agent to represent your interests. 10. Provide an administrator for the purchase process. A good Commercial Real Estate Agent will keep your property closing on track. For example, …
What is the difference between land and a lot?
The terms “lot” and “land” can be quite similar, but in the realm of construction, there are vast differences. First, all lots can be considered land, but not all land can be considered lots. And here are the definitions: The lot is a property ready to build a house. It is usually provided with all …