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Most insurance agencies deal exclusively with policies and coverage options. When he finds one that actually posts warnings about the risks of carbon monoxide poisoning, he knows he’s dealing with people who see him not just as another customer, but as a human being.
The following tips were recently spread on social media by one such group.
Studies associated with carbon monoxide conclude on a disturbing note. Beware, hundreds of deaths have occurred as a result of poisoning and thousands have become ill from the gas. Whether you are a homeowner, renter or business owner, you have a responsibility to protect your family or employees. Since carbon monoxide is a colorless and odorless gas, the dangers are increasing.
There are means, however, to prevent tragedy. These include a number of things.
For the homeowner or renter, here is your guide.
1. Make sure there is an effective carbon monoxide detector on every level of the house. Additionally, a detector must be placed in each area of the residence where people sleep.
2. Check your detectors regularly to see if the batteries need to be changed and replace the current device approximately every five years.
3. Call a licensed fireplace and furnace professional to inspect for safety issues. Ask him to fix or repair any of them if necessary.
4. Be aware of the fact that generators and grills should not be used in or near your home or garage. They must be at least 20 feet away from any of these locations when in use.
For the business owner, security issues must be at the forefront:
1. Make sure there is adequate ventilation inside, especially if fuel burning tools are used.
2. If possible, select electrical or compressed air equipment instead of fuel burning type when operating indoors.
3. Follow the same protocol as the owner or lessee regarding carbon monoxide alarms and timely inspections.
4. Always be aware of the related risks. Tell your workers to leave the building immediately if there is any type of carbon monoxide-related safety concern.
Coverage for carbon monoxide mishaps is not included in the standard homeowners or renters policy. It is also not present in the typical commercial liability insurance plan. To learn more about this topic and how it relates to your coverage, talk to an independent agent who is well versed in the subject.